# Finance

- APY (Annual Percentage Yield) - The Annual Percentage Yield (APY) calculator provides the effective annual interest rate on investment, considering the effect of compounding interest.
- Accounts Receivable Turnover - The Accounts Receivable Turnover ratio is crucial in evaluating how frequently a company collects its debts. It is made efficient by the company's credit management strategies and debt collection efficiency.
- Asset Turnover Ratio
- Calculate Holiday Pay - Calculate holiday pay by multiplying base pay, holiday hours, and a pay multiplier. This tool checks for standard conditions to compute correct holiday pay.
- Capital Asset Pricing Model
- Cash Coverage Ratio - The Cash Coverage Ratio measures a company's ability to cover its current liabilities with its cash and cash equivalents. It is a crucial indicator of financial health and liquidity.
- Cash Flow to Debt Ratio
- Cents to Dollars - Convert a given value in cents to its equivalent in dollars using this convenient tool.
- Compound Annual Growth Rate (CAGR) - Learn how to calculate the Compound Annual Growth Rate (CAGR), which represents the mean annual growth rate of an investment over a specified time period.
- Current Ratio
- Debt Service Coverage Ratio
- Debt-to-Equity Ratio
- Dividend Yield
- Doubling Time Using the Rule of 72 - Estimate the doubling time of an investment using the Rule of 72 by dividing 72 by the annual rate of interest.
- Earnings Per Share
- Efficiency Ratio
- Fisher Equation - The Fisher Equation relates nominal interest rates, real interest rates, and inflation, giving insights into the real earnings of investments.
- Free Cash Flow - The free cash flow (FCF) measures a company's ability to generate cash after accounting for capital expenditures. This calculator computes free cash flow based on operating cash flow and capital expenditure.
- Future Value - The Future Value (FV) calculator is used to determine the future value of an investment or a loan based on the given present value (PV), periodic interest rate, and the number of periods.
- Gross Margin Return on Investment
- Gross Profit Margin
- Interest Coverage Ratio
- Inventory Turnover Ratio
- Leverage Ratio
- Liquidity Ratio
- Market Capitalization
- Operating Cash Flow
- Operating Margin
- Perpetuity Present Value - Learn how to calculate the present value of a perpetuity using a simple formula, where PV is the perpetuity present value, C is the cash flow, and r is the discount rate.
- Price-Earnings Ratio
- Price to Book Ratio
- Price to Earnings Growth Ratio
- Price to Sales Ratio
- Prorated Rent Calculation - Calculate prorated rent for partial month occupancy based on total monthly rent, days in month, and occupied days. Ensures rent adjustment for tenant move-ins or move-outs.
- Purchasing Power Parity (PPP) - Purchasing Power Parity (PPP) calculates the relative value of different countries' currencies based on the ability to purchase the same basket of goods.
- Quick Ratio
- Return on Assets
- Return on Equity
- Return on Investment (ROI) - Calculate Return on Investment (ROI) to measure the profitability of an investment. An essential metric for financial decisions.
- Return on Sales
- Straight Line Depreciation - This calculator helps allocate the cost of an asset uniformly over its useful life using the straight-line depreciation method.
- Total Debt to Total Assets Ratio